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Credit Score Calculator: Get Your Estimated Credit Score Range.and its loans are not affiliated with any credit bureaus. You must first successfully complete 12 months on The Foundation and save $750, have an activeĪccount with a bank or financial institution, as approved by Spring Financial, and a validĬopyright © 2023 Spring Financial Inc. References are made in connection to the Evergreen Loan. Results from The Foundation depend on the individual. The Foundation is available in all provinces except Saskatchewan, Quebec,Īnd New Brunswick. To qualify for The Foundation, you must have an active account with a bank orįinancial institution, as approved by Spring Financial, and a valid government-issuedĬanadian ID. Your actual rate will depend on a variety of factors such as your credit score and the loan amount.Īn example of borrowing costs paid on a $5,000 loan with a 60 month term at 9.99% APR is a Bi-weekly payment of $48.93, with the total repayment amount of principal and interest being $6,361.68 and the total cost of the loan (interest only) being $1,361.68. provides loans up to $35,000 with APR from 9.99% to no greater than 46.99%, and terms ranging from 6 to 60 months.

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